Education/ Experience and Skill Requirement
MBA from a top tier school / CA / CFA / FRM OR Equivalent
Desirable hands experience of 3-6 years on credit research, financial analysis, credit rating.
Excellent financial modelling skills
Excellent oral and written communication skills
Ability to work effectively under tight deadlines, flexibility during earnings season
Knowledge of full breadth of public data, research, and analytic resources; work experience with databases like Bloomberg and Capital IQ will be an added advantage
Team players who must show the willingness to work with cross functional teams across many time zones
Responsibilities
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Building and maintaining detailed financial models including revenue and cash-flow projections
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Segment and Financial statement analysis, top down macroeconomic analysis, bottom up research including porters five forces analysis and identifying key risks and mitigation
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Detailed capital structure analysis – Identifying different levels of debt tranches, corporate and funding structure, mapping guarantees and collateral. Waterfall analysis to determine priority of debt structure with focus on debt recovery at different levels
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Understanding bond indentures or loan agreements to assess the covenant protection, debtholder’s mutual rights and priorities
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Track and report news/events/macro developments/market data on coverage names or as required
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Understanding and summarizing target companies’ business model and strategy, industry scenario and key risks to enable the client develop broader understanding in quick time