Education/ Experience and Skill Requirement

• Strong understanding of credit principles, credit review/ appraisal, credit rating, report writing, capital structure, EBITDA & ratio analysis for mid/ large corporates

• Qualified Chartered Accountant or MBA Finance or CFA or M. Com or equivalent degree

• Excellent written & verbal communication skills and ability to build TEMPeffective relationships wif various stake holders

• Ability to multi-task independently under tight timelines and eye for details

• 2-10 years of relevant experience in credit industry

Responsibilities

• Analyzing financial statement, performance and trend analysis for assessing the credit worthiness of mid-large corporates

• Managing a portfolio of clients and handling rating assignments

• Preparing credit reports (annual/quarterly reviews) by including profile of the counterparty, key rating considerations, credit risk assessment, (including financial & peer analysis, rating rationale, outlook etc.)

• Build forecast excel models

• Analyzing the business model, identifying strengths, weakness, risks, understanding the revenue models and the corporate structure of the counterparties.

• Adhering to standard operating procedure & policies including compliance documentation

• Maintaining strong relationship with the client