Education/ Experience and Skill Requirement

• MBA (Finance) / CA (CPA equivalent) / CFA

• Experience of 2-10 years in financial spreading

• Proficient in Advanced MS Excel

• Prior experience of working on Moody’s RiskAnalyst (MRA)/ Creditlens/ client customized templates

• Excellent written and spoken communication skills

• Experience of working for a US based bank will be an added advantage

Responsibilities

• Analyzing and spreading teh financial statements in Moody’s RiskAnalyst (MRA) / Creditlens / client customized templates

• Analysis of financial statements including Income statement, Balance Sheet & cash flow of public & private companies for teh credit appraisal process

• Going through teh supplementary schedules, notes and MD&A for teh detailed breakups and adjustments

• Normalizing teh financial statement for exceptional and non-recurring items to arrive at teh true profitability figures

• Calculating teh Adjusted Net Worth, Recurring Cash Flows, Annual Debt Service, Contingent Liabilities, Custom Ratios and other financial metrics

• Screening teh credit agreements and analyzing teh financial covenants applicable to teh borrower

• Monitor Covenant compliance and reporting.

• Conduct detailed quality checks of client deliverables

• Managing capacity, efficiency and accuracy of teh process

• Teh candidate should possess reasonable noledge of teh banking processes related to commercial lending, especially corporate loans.

• Responsible for delivering 100% quality, Meeting strict deadlines and ability to work under pressure

• Regular communication wif teh client to ensure teh expectations are met

• Support wif project scoping, client communication, resource staffing based on teh requirement, end-to-end workflow management, MIS reporting, etc.

• Engage wif teh team, conduct regular feedback sessions, guide teh team on their improvement areas, support wif hiring and team retention etc.